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Health Care Reform & Tricare

April 5, 2010

A guest post from one of our readers – sreysaw. Thanks for doing the research, and thanks for writing for us!

TRICARE & The Patient Protection and Affordable Care Act

There have been many rumors flying around about health reform and its affect on TRICARE. A great resource is an article on, which details the fact that there won’t be changes to TRICARE as a result of health reform.

Of course, this is both a good and a bad thing. Although I won’t discuss the bill in the larger context, what matters most for members of the military and their families is that they will not be able to reap the benefits that are included in this bill.

Specifically, I’m thinking of the benefit in the bill that allows young adults to stay on their parents’ plan until they are 26. NPR put it best:

“It turns out that people with TRICARE won’t be affected by the new law, and that’s both good and bad.
It’s good in that if you have TRICARE, it means that you won’t have to go out and buy any other insurance. TRICARE is sufficient to cover the individual mandate that you have insurance.
It’s bad if you have an adult child who’s 24 or 25 — you won’t be able to keep them on your TRICARE, because TRICARE only covers dependents up to age 23. A lot of people are upset by that, and there’s already been a bill introduced in the House that would allow people on TRICARE to keep their dependents on TRICARE until age 26.”

TRICARE is supposed to be “the world’s best health care for the world’s best military.” It would seem that the unequivocal benefits included in the bill should be afforded to military families. If you feel the same way, you can contact your Congressperson regarding H.R. 4923, the bill that was introduced in the House with the explicit purpose of extending TRICARE coverage to certain dependents under the age of 26.

Other interesting resources, pertinent to those not in the military or those who will soon be leaving the military:
Health Care Bill Passes: WHAT YOU NEED TO KNOW

White House Tool on Health Reform

How Women Will Benefit from Health Care Reform: A Webinar Information Session for Women Across the Country
• Taking place on Thursday, April 8 at 1:00 p.m. Eastern
• Register at:

6 Comments leave one →
  1. April 5, 2010 9:07 pm

    thanks for the great info

  2. April 5, 2010 9:46 pm

    We’ve been at Ft. Drum for 3 years and it has taken that long for me to get a PCM. Tricare has been full of cracks and unfortunately it will without a doubt remain that way.

  3. S. B. permalink
    April 6, 2010 12:33 am

    I was active duty enlisted for 5 1/2, out for 2 years and now I’m an AF wife — in my experience Tricare has always been there for my husband and I, even while he was my dependent. I’m thoroughly grateful for Tricare, especially after trying to hack it in the civilian world without healthcare coverage until my husband enlisted. The military’s socialized medicine program (because let’s face it, that’s what it really is) is all what we make of it. You must be willing to be your own advocate and take a hands-on approach to your care. You can choose to love it or you can choose to hate it; whatever you choose, that will certainly be your experience.

    That being said I acknowledge the current shortcoming regarding the coverage of adult children (oxymoron?), but it’s the government…everything takes time…I mean, have you seen our computers lately?? Right before I got out 2 years ago we got flat-screen monitors in our office….holy moly, what a cause for celebration! But seriously, for all the “slights” we endure, how many amazing benefits do we get to take advantage of because we or those we love serve our country? Education, housing, medical, taxes, groceries, financial/banking services, legal services, education, education, education…

  4. sreysaw permalink
    April 6, 2010 4:18 pm

    Update! See’s great (and easy) tool for contacting your congresspeople about this legislation:


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